Umbrella Insurance In Rhode Island
Do you have proper auto and homeowners' insurance that protects you as a driver and homeowner, your property, and personal possession? Are you sure that it is enough? It might be possible that you are not fully protected. For example, if something happens that exceeds your liability limits, you may find yourself completely uncovered. To avoid this situation, it is recommended to have umbrella insurance. It is extra insurance that protects the liability limits on the existing policies. For those who would like to know more about this insurance, Lennon Insurance Agency LLC in Rhode Island has prepared this list of things that are worth knowing:
- Umbrella insurance covers you and other members of your family against lawsuits that involve personal injury to others, damage to someone else's property, and a variety of other claims such as false imprisonment, defamation, and others.
- This type of insurance does not cover your own property damage or injuries - you will have to purchase other types of coverage for that. Personal umbrella insurance also does not cover liability associated with your business. You will need to get separate commercial umbrella insurance for that.
- It is worth purchasing umbrella insurance if you own property, have valuable assets and savings, have a new and inexperienced driver in your household, host parties in your home, and frequently invite people, participate in sports where you can injure others, and are a public figure or landlord.
If you live in Rhode Island and think of purchasing umbrella insurance, but you do not know where and how to start, Lennon Insurance Agency LLC will be happy to assist you. Just give us a call, and our experienced and knowledgeable agents will answer all your questions and help you find a perfect policy based on your insurance needs.