Auto Insurance

Auto Insurance In Rhode Island

Road accidents happen all the time, and when they do, auto insurance keeps the finances of car owners safe and sound. Approximately 2.3 million people are injured in car accidents in the United States every year, and Rhode Island is not an exception. Therefore, if you are a car owner from the Ocean State, you probably understand how important auto insurance is. For those who are shopping for an auto insurance policy in this state or would like to update their current policy, Lennon Insurance Agency LLC has prepared a list of few things that are important to know:

  • The Ocean State requires all the drivers to carry liability insurance. It is the state minimum that covers injuries and damages you cause to others. It is important to know, though, that liability insurance is not enough in most cases, and you are recommended to purchase additional coverage to be fully protected.
  • Certain factors may affect car insurance premiums, including your vehicle's model and age, how much you drive, your location, your credit score, where and how you park your car, your driving record, and some others.
  • If you plan to use your personal vehicle for commercial purposes, you should know that your standard auto insurance will not cover it. You will have to purchase a separate commercial auto insurance policy to use your car as a commercial vehicle in your business.

Auto insurance is one of the most important investments that any car owner can make. With proper car insurance, you are fully protected, as well as your vehicle itself, your family members, and passengers. If you are looking for a trustworthy insurance agency to purchase an auto insurance policy or update the current insurance you have, do not hesitate to contact Lennon Insurance Agency LLC serving in Rhode Island. Our agents will do their best to find a perfect policy for you.

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